Home Insurance Plus


Your Happiness and Peace are secured by Sompo Japan! Our home is our own private living space where we had so many memories with the people we love and where we decorated ourselves. Sompo Japan Insurance offers you. Home Insurance Plus, protects and secures your special living area, as well as many things valuable for you. Home Insurance Plus, is a package insurance policy ‘dedicated for you’ which offers insurance for a large variety of risks with only one policy. Your home may become uninhabitable; if you are tenant, you may have to move; if you are the owner of the house, you may lose your rental income; and even you may have to pay relocation and removal of debris expenses. Here, Home Insurance Plus that you will have for your home and your property, protects you against all these risks; and guarantees your joy and your peace of mind.

What does Home Insurance Plus Includes?

Main Guarantees

  • Fire, Lightning, Inflamer
  • Theft
  • Neighbors, Home Owner, Tenant Liability
  • Glass Breakage (Mirror Included)
  • Residence Change Costs
  • Debris Removal Costs
  • Loss of rent
  • New Value Guarantees
  • 24/7 Help Services

Additional Guarantees

  • Hail
  • Flood-Water Damage
  • Weight of Snow
  • Built-in Water
  • Storm
  • Motor Vehicle Collision
  • Air Vehicle Collision
  • Smoke
  • Landslide
  • Strike, Lockout, Troubles, Social Events, Malicious Events, Terrorism

Optional Guarantees

  • Earthquake Building / Furniture
  • Decoration
  • Valuable items / Theft of valuable items
  • Electronic Devices
  • Personal Accident (Death / Permanent Disability)
  • Personal 3rd person Liability
  • Legal Security
  • Electrical Damage
  • Environmental Landscape
  • Sea craft Collision
  • Overthrow of tree
  • Transport case of household goods
  • Food Spoilage because of electrical dysfunctions
  • Boiler / Generator / Electrical Engine
  • Landslide as a result of excavation
  • Guest items
  • Accidental breakage of audio and video devices
  • Tube breakage
  • Fuel Leakage
  • Guest items
  • Violation of job security rules by employees

24/7 Help Services

  • Installation Works
  • Electrical Works
  • Glass Works
  • Key Works
  • Saving the People remained locked in home
  • Submitting a doctor or ambulance
  • Submitting Specialist Nurse, or Companion
  • Hotel Service
  • Security Service
  • Travel expenses as a result of a damage
  • Travel costs after death
  • Payment of Invoices
  • Assistance in case of hospitalization
  • Medical Advisory Service
  • Communication of Urgent Messages
  • Professional Home Services Organization
  • Information and Organization Services
  • Transmission of Subscription Services

Other Advantages of Home Insurance Plus

  • Losses in home as a result of unexpected accidents: for example; the deterioration of electronic goods as a result of voltage drop or the breakage of your worthy glass coffee table by your housekeeper are covered by your Home Insurance Plus.
  • Economic losses as a result of a snatching event that you (or an insured person related to you) had out of home is covered.
  • Economic losses as a result of theft of jewelry and valuable items in your house are covered within the limits specified in the policy.
  • Damage on the items in a store during your or your family’s shopping is insured.
  • Sompo Japan Insurance protects your house by the help of 24/7 help guarantee and emergency home help services.

You can also benefit from a discount!

  • If there is not damage in your insured home in prior period, your insurance policy is renewed with a no-claims discount.
  • In addition, you can have a ‘multiple home’ discount if you have insurance for multiple residences.