Products

Commercial Insurance Package

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Your business is secured with Sompo Japan!

With the Commercial Package Insurance, your building and/or the materials in it, your items in your workplace, your responsibilities about the direct and indirect risks on your workplace are under guarantee with only one policy.

Content of Commercial Insurance Package Main Guarantees

  • Fire, Lightning, Explosion
  • Storm
  • Built-in Water
  • Motor Vehicle Collision
  • Aircraft Collision
  • Debris Removal Costs (4% of total insurance price)
  • Smoke
  • Landslide
  • Weight of Snow
  • Strike, Lock-out, Troubles, Social Events, Malicious Acts, Terrorism
  • Fire Responsibility (Tenant / Owner, neighborhood)
  • Tenant's - Owner's Loss of Rent
  • Alternative Office Costs
  • Theft in Fixed Assets in Commercial Buildings
  • Temporary Address Transfer
  • >Business Interruption
  • Hail
  • Basement

Optional Guarantees

  • Earthquakes and Volcanic Eruptions
  • Sea craft Collision
  • Flood-Water Damage
  • Theft
  • Theft Case (including cash register guarantee)
  • Prescription and article Theft
  • Glass Breakage
  • Security disobedience
  • Test Drives
  • Money transportation
  • Machinery Breakdown (Initial start)
  • Food spoilage in Cooling Appliances
  • Electronic Devices (Initial start)
  • Electrical Dysfunctions
  • Physical Losses
  • Transportation Commodity
  • New Value Clause
  • 3rd person Liability (Lift Usage Included)
  • Professional Liability (For Pharmacy Business Activity)
  • Employers Liability
  • Incomplete Insurance
  • New Investments
  • Incomplete Isolation
  • Incidental Construction Works
  • Sompo Japan 24/7 Help

Following Guarantees are offered by Sompo Special Package Insurance

  • Sprinkler Leakage Guarantee
  • Legal Protection Guarantee
  • Employee Personal Items Guarantee
  • Fuel Leakage Guarantee
  • Shelf / Showcase tipping
  • Commodity to be found in another address
  • New Value Clause
  • Personal Accident Insurance Customer Service Vehicle

24/7 Help Services

  • Installation Works
  • Electrical Works
  • Key Works
  • Saving the People remained locked in office
  • Glass Works
  • Submitting a doctor or ambulance
  • Security Service
  • Travel Expenses
  • Funeral Transfer
  • Payment of Invoices
  • Medical Counseling Service
  • Professional Commercial Services Organization
  • İnformation and Organization Service

Other Advantages of Workplace Package Insurance;

  • Guarantee can be offered against all risks up to optional limit with a single policy.
  • Service assurance is offered 24 hours 365 days for the problems related to electrical installation, plumbing, locksmith and glass works.
  • A package prepared particularly for pharmacies which offers guarantees for Fire-Theft of Prescription, Shelf/Showcase and Professional Liability .
  • A package prepared particularly for Supermarket, Hypermarket and Markets which offers Personal Accident Insurance for your customers in Customer Service Vehicles against all type of risks.
  • For the workplaces which use cooling devices such as Restaurant, Butcher and Grocer, all the goods are guaranteed including Cooling Device Product Spoilage.
  • Machinery Breakdown and Electronic Equipment Insurance is based on initial start, but machinery or equipment list is not required.

Note: Guarantees, limits, clauses can vary according to professional activity and your policy.